"A person should not be too honest.
Straight trees are cut first
and Honest people are screwed first."
--Chanakya
"A person should not be too honest.
Straight trees are cut first
and Honest people are screwed first."
--Chanakya
at
8:46 AM
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Posted by chetanvij
Risk management is an essential part of life today. Its a vital component of one's financial needs especially when you have dependents in various age groups. Its extremely crucial to understand certain facts about getting an insurance policy for your various needs, but, there are certain thumb rules that apply irrespective of your specific constraints, if you want to reduce premiums.
Thumb Rules to reduce your premiums :
1. The more the coverage, more is your premium. Exercise discretion while deciding your coverage.
2. Do a thorough comparison across various providers. Most of these providers have calculators to compare rates such as the following one from Advantage Term Life.
3. Go for Renewable policies
4. Riders only if required
5. Take care of yourself :)
6. Do look at your employer's insurance coverage while taking up a job. Typically, group policies have better benifits and coverage.
7. Make use of the Quoting Service of companies like Advantage Term Life to get the best price around for your specific needs, online. It can be a daunting task to collect such info, but, online quotes can make it a cakewalk for you.
at
8:09 AM
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Posted by chetanvij
Discovered a few things in the last 4 months about free lancing. Must say it sounds really promising and satisfying to put to use your skills for solving REAL problems for companies and people across the globe.
Personal Recommendation :
Elance
Guru
Others that you may want to look at:
RentACoder : 


at
10:06 AM
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Posted by chetanvij
Discovered another good service called Bloggerwave.
I owe a lot of such nice discoveries to one of my favorite sites viz. BlogSailor.
It carried a recent post on BloggerWave and I wanted to give it a try. Must confess, that it has been a decent experience till now. The response has been quicker than expected and of course favorable too, at that.
Well, am encouraged to understand that Bloggerwave means business. Need to discover further, and see for myself how the relationship goes, but, my first impression has been excellent.
Recommendation : Must Try it out!
at
11:07 PM
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Posted by chetanvij
Recently, came across Masterseek
Its a search engine that focuses on providing information about Businesses(Companies) and their products, their contact information, business profiles and services. You could search, e.g. based on the country of choice.
If you are looking for business partnerships, suppliers, vendors, opportune customers, investment opportunities and market analysis, must check it out. Just follow this
at
9:03 PM
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Posted by chetanvij
Had lot of trouble understanding the BFLA(Brought Forward Losses) schedule and CYLA and CFL etc. in the form. Found the following useful link on the incometaxindiafiling.gov.in site by simply searching on google. Search for "BFLA Schedule" and this will be the first link you will get. This has the "formulae" used in the ITR-2 form. It came in pretty handy for me to file it on the last day, confidently :)
Simply Click Here
I know the last date for filing returns is over, and BTW, thanks for participating in the poll !
at
8:16 AM
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Posted by chetanvij
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